eny Credit. Whatever the reason.
Surprisingly affordable, pleasingly simple.
The online loan from eny: CHF 1'000 to CHF 250'000, term 6 to 120 months, application in 3 minutes. Depending on creditworthiness, the annual percentage rate is between 4.90 % and 9.90 %.
- Fully online, without paperwork
- Early repayment possible at any time
- Lender domiciled in Zurich
- Use is free — whatever the reason
CHF 1'000–250'000Loan amount
6–120 monthsTerm
4.90–9.90 %Annual percentage rate
Which loans does eny Credit offer?
Car loan
Car loan →Consumer loan
Consumer loan →Construction loan
Construction loan →Refinancing
Refinancing →Work it out first, then decide
Loan calculator
Loan calculator →Loan comparison
Loan comparison →Terms · as at 30.07.2026
| Loan amount | CHF 1'000 – CHF 250'000 |
|---|---|
| Term | 6 – 120 months |
| Annual percentage rate | 4.90 % – 9.90 % |
| Application | online |
| Early repayment | Right of withdrawal with KKG contracts: 14 days from receipt of the copy of the contract, without giving reasons. |
Representative example: CHF 35'000 over 60 months
| Annual percentage rate | Monthly instalment | Total interest costs | Total amount |
|---|---|---|---|
| 4.90 % | CHF 657.18 | CHF 4'431.01 | CHF 39'431.01 |
| 9.90 % | CHF 734.68 | CHF 9'080.61 | CHF 44'080.61 |
Example based on the best credit rating. The rate depends on your credit assessment and is generally higher; only your individual offer is binding.
Publisher: eny Finance AG, Zürich · Last updated: 03.08.2026